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About Appraisals >Working With Appraisers

After the buyer and seller come to a "meeting of the minds" on the price of a house, there is one more person who must be convinced that the house is worth the selling price--the mortgage company's appraiser.

The appraiser looks for three similar houses that have sold in the same area within the last several months, and compares the selling prices of these homes with the one that is now on the market. The appraiser makes adjustments to account for the differences in each property, and averages the adjusted prices of the other three homes to arrive at a final opinion of value. In subdivisions or condominium projects where there are many similar properties and numerous recent sales, the appraiser's job is relatively easy. In neighborhoods of older homes that have been renovated or remodeled over the years, it can be like comparing apples and oranges.

If the appraiser's evaluation is lower than the selling price, it can stall the transaction because the lender may decline the buyer's loan because of the discrepancy. A real estate agent can work to minimize potential delays associated with the appraisal process by helping the seller to price the home as close to fair market value as possible.

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Q	1992 marked the first year since before the Civil War that there were fewer than 2 million ________ in the United States?
A	There are fewer than 2 million farms, and agricultural land is still being carved up for residential and commercial uses.
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Martha Hilton, REALTOR®, real estate agent and broker for Lewisburg, Union and White Sulphur Springs, West Virginia home listings, property and land for sale - NUMBER1EXPERT(tm)

Martha Hilton
RE/MAX Vision Quest
111 E. Washington Street
Lewisburg, WV. 24901
Phone: 304-645-7700
Fax: 304-645-4985
Email: marthahilton@NUMBER1EXPERT.com
Martha Hilton is the NumberOne Expert in the Greenbrier Valley area. Her clients & customers receive personal attention in order to achieve maximum results! Martha uses the newest in technology to give her clients the edge in the home buying or selling process. She makes it a point to make sure all are treated as she would want to be treated in a real estate transaction. Martha's credentials include being Owner of RE/MAX Vision Quest, ABR, CRS, GRI, e-Pro 500 - Newest technology designation for Realtors and she is a licensed Auctioneer in the state of West Virginia. Martha Hilton - Broker

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