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All agents are NOT alike! Find out why I am a top real estate expert. Call me: 304-645-7700.
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Buyers Want Your Home for as Little as Possible.
Are you thinking of selling your home? You should know exactly what it's worth before making such an important decision.
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For Home Buyers:
Why Buyers Choose Martha Hilton - Why homebuyers looking for a real estate agent in the Lewisburg, Union and White Sulphur Springs area choose Martha Hilton. Latest Listings - Get Martha Hilton's latest Lewisburg, Union and White Sulphur Springs listings of homes for sale first! Find Your Perfect Home - Martha Hilton will search for your ideal home and email you the newest Lewisburg, Union and White Sulphur Springs MLS listings of properties in Greenbrier County WV. First Time Homebuyers - Are you a first time homebuyer in Lewisburg, Union and White Sulphur Springs, WV? Choose a top real estate agent. Martha Hilton can guide your home buying search. Mortgage Prequalification - Pre-qualify for a mortgage or loan for your Lewisburg, Union and White Sulphur Springs house or other real estate or property. Go to Main Sitemap - Main sitemap sections include Find Lewisburg, Union and White Sulphur Springs Homes, For Home Buyers, For Home Sellers, Lewisburg, Union and White Sulphur Springs Information, Real Estate Resources, and About Martha Hilton. 
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Interest Rates >Locking in Loan Rates It is important for both new homebuyers and homeowners who want to refinance to understand how to lock in an interest rate when applying for a mortgage loan. Understanding how rate locks work prepares you to evaluate your options.
While you are in the process of applying for your mortgage loan, interest rates will most likely fluctuate from day to day and week to week. If you want assurance that the wonderfully low interest rate on your loan will not increase while you are waiting for loan approval, ask for a rate lock. A conventional rate lock is a guarantee from the lender that your mortgage will carry a particular interest rate, with specific, predetermined points and fees.
The interest rate is "locked in" for a specified period of time, usually thirty days. When you call a lender for a rate quote, ask how long that rate will last for. If you think you might need more than thirty days to complete your home purchase or refinance, tell your lender how many days you will require, and they will give you an adjusted rate quote.
Rate locks are especially useful if interest rates are on the upswing, and you are concerned about ending up with higher monthly payments. If you cannot afford the risk of a further interest rate increase, lock in your loan rate now.
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| Q |
What is considered the primary factor distinguishing buyers of prestigious properties from the average home buyer?
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| A |
Financing doesn't worry these buyers; they often put down 40 percent or more or pay cash for a property |
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