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First Time Home Buyers
Welcome > For Buyers > First Time Homebuyers ...

Buying Your First Home? Real Estate Agents Are Your Professional Guides. Make Sure You Choose a Top Expert. 

You might be a bit afraid or intimidated by the whole process of buying your first home. As a top Lewisburg, Union and White Sulphur Springs real estate expert, it's my job to guide you, from beginning to end. 

I will take the time to go through each and every step of the buying process. There are no dumb questions! 

Together, we will consider: 

- How much can you really afford? 

- How to qualify for a mortgage. 

- How much cash you should put down. 

- How to buy a home with little or nothing down. 

- What it takes to get approved for financing. What banks and other financial institutions are looking for. 

- How much your payments will be. 

- The tax advantages of buying. 

- Is renting or buying better for you? 

Tell me a bit about your situation below. I'll get right back to you. There is absolutely no charge, and I offer this to you with no strings attached. 

New to the home buying process? Tell me your concerns. Ask me questions. It's my job to help! There's no obligation, and I promise to get back to you quickly... 

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Real Estate Tips
First Time Buyers >Choosing A Lender

When you are buying a new home or refinancing your present one, it is wise to do some comparison shopping among lenders. A low interest rate isn't the only criterion by which to evaluate a loan. You should also consider the terms of the mortgage, what your closing costs will be and the reputation of the lender.

Real estate agents are a good source of information about loans and lenders, whether you are buying a home or just refinancing your present home. We routinely assist buyers when they need a mortgage in order to purchase a home. We know what loan packages are available and the qualifying requirements. The companies with the lowest rates sometimes have very conservative underwriting guidelines, and may not be willing to make loans on certain types of property or to buyers who are marginally qualified. We can tell you which companies and loan officers will go the extra mile to provide excellent service to make sure that the transaction closes.

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Real Estate Trivia
Q 
Due to low business and living expenses, what areas are considered to be the fastest growing in the country?

A 
According to recent studies, the Southern and Western regions of the U.S. are among the nation's strongest economies.
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Martha Hilton, REALTOR®, real estate agent and broker for Lewisburg, Union and White Sulphur Springs, West Virginia home listings, property and land for sale - NUMBER1EXPERT(tm)

Martha Hilton
RE/MAX Vision Quest

111 E. Washington Street
Lewisburg, WV. 24901
Phone: 304-645-7700
Fax: 304-645-4985
Email: marthahilton@NUMBER1EXPERT.com

Martha Hilton is the NumberOne Expert in the Greenbrier Valley area. Her clients & customers receive personal attention in order to achieve maximum results! Martha uses the newest in technology to give her clients the edge in the home buying or selling process. She makes it a point to make sure all are treated as she would want to be treated in a real estate transaction. Martha's credentials include being Owner of RE/MAX Vision Quest, ABR, CRS, GRI, e-Pro 500 - Newest technology designation for Realtors and she is a licensed Auctioneer in the state of West Virginia. Martha Hilton - Broker

ABR CRS Equal Housing GRI MLS REALTOR


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